Skip to content
USA MortgageGroup
Aerial view of a Frisco-style master-planned neighborhood

DFW

McKinney lending, for all of DFW

USA Mortgage Group is a McKinney-based lender serving Frisco, McKinney, Plano, Prosper, Allen, Celina, and all of DFW with FHA, VA, and conventional loans.

The office is at 6625 Mediterranean Drive #200, McKinney, TX 75072. Buyers in Collin and Denton counties feel property tax in the payment more than buyers on the coasts feel it in the rate. We put a realistic tax number in the estimate instead of a national average.

FHA limits in Collin County are a HUD figure we use at pre-approval. Conforming limits are an FHFA figure we use the same way. New construction loans need the builder’s contract, a completion timeline, and sometimes a longer rate-lock conversation.

Questions

Straight answers

Why use a local lender?

We know the title companies, the tax rates, and the contract dates DFW listing agents actually use. The loan is still sold to the same kind of investors.

What about Collin and Denton taxes?

They are a large part of the payment. Escrow for them shows up at closing. We estimate from the property, not a flat national percent, once we have an address.

How long to close in DFW?

About 30 to 45 days on a typical resale. New construction follows the builder.

What is the FHA limit in Collin County?

Published by HUD and updated on their schedule. We use the current figure on your pre-approval rather than freeze a number here.

Do you do new construction?

Yes, with the builder’s paperwork and a lock that matches the completion date.

Are you only Collin County?

No. All of Texas, plus Florida, Colorado, and California.

Reviewed by Patrick Crawford, NMLS #231625 · Last updated October 28, 2026

Get started

(866) 216-9007

Cookies for measurement

Analytics and the Meta pixel stay off until you accept. Essential pages work either way.