What documents will you need?
Two years of W-2s, 30 days of pay stubs, two months of bank statements, and a photo ID. VA files also use a DD-214 and Certificate of Eligibility when you have them.
About three minutes
Get pre-approved
One question at a time. No impact to your credit to start.
Questions
Straight answers
How long is a pre-approval good?
Typically 60 to 90 days, then we refresh credit and documents.
Will this hurt my credit?
The questions on this page do not pull credit.
What is a pre-approval letter?
A letter with a price and a loan type that a seller can read with an offer. It is not the final clear-to-close.
Can I use it with any realtor?
Yes.
What if I’m buying outside your states?
We’ll say so and still take your name. We originate in Texas, Florida, Colorado, and California.
Reviewed by Patrick Crawford, NMLS #231625 · Last updated October 28, 2026