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Aerial of a Frisco-style master-planned neighborhood

Texas

A Texas VA lender, based in McKinney

USA Mortgage Group and its VA division, VA Lending Group, sit in McKinney and work VA loans across Texas, plus Florida, Colorado, and California.

Disabled Veterans in Texas may qualify for a property tax exemption through the county appraisal district. The rules, including partial exemptions and the 100% disabled veteran homestead exemption, are tax rules. This page is not tax advice. Ask your county appraisal district before you budget the tax bill.

Collin County and the rest of DFW are busy purchase markets. A local file still follows VA appraisal and occupancy rules. See the Frisco and DFW page for the neighborhoods we write letters in every week.

Texas disabled-veteran tax exemption details belong to the appraisal district. Do not treat this site as the exemption application.

Questions

Straight answers

Do you close VA loans in DFW?

Yes. McKinney, Frisco, Plano, Allen, Prosper, Celina, and the rest of the metro, plus the rest of Texas.

Does a VA loan remove property taxes?

No. A VA loan does not cancel taxes. A separate Texas exemption might, if you qualify. Ask the appraisal district.

Are Texas homes harder to appraise for VA?

New construction and rural properties can take longer. The appraiser follows VA minimum property requirements.

Can I use a VA loan on a homestead?

The loan can be on your homestead. Homestead protections are a Texas legal topic, not something we decide.

Do you handle IRRRL for Texas Veterans who already moved?

If we are licensed where the property is — Texas, Florida, Colorado, or California — yes. Not in other states.

Where is the office?

6625 Mediterranean Drive #200, McKinney, TX 75072.

Reviewed by Patrick Crawford, NMLS #231625 · Last updated October 28, 2026

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(866) 216-9007

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