Basic entitlement is a smaller number. Bonus entitlement is what lets a $0-down loan go further. Lenders can still cap the loan they will make. The Certificate of Eligibility is the source of truth.
Full entitlement means VA has not set a county loan limit since 2020. A $500,000 home can be financed with $0 down when the appraisal supports it and the Certificate of Eligibility shows enough entitlement.
If some entitlement is already in use, remaining guaranty is about 25% of the county limit minus what is already used. The $0-down amount that remainder can support is about four times that guaranty. Your COE is the record. This box is only the math.
$800,000
Remaining guaranty in this illustration: $200,000. Example county limit: $800,000. This is an estimate for illustration only, not a quote, rate lock, or loan approval. Rates and terms depend on your full application.